ACCURATE ASSET VALUATION
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Don't Sacrifice Your Car's True Value For Lower Premiums
Artificially lowering your vehicle's Insured Declared Value (IDV) to reduce upfront costs leaves you exposed during total theft or accident write-offs. We balance correct premium sizing with real market values.
Tip: If your car is under 5 years old, consider a Return to Invoice (RTI) addon to protect your initial on-road price completely.
Essential Addons to Evaluate
| Add-on Feature | What It Changes | Who Benefits Most |
|---|---|---|
| Zero Depreciation | Eliminates out-of-pocket costs for replacing plastic, fiber, and rubber parts during repairs. | Vehicles under 5 years old. |
| Engine Protection Cover | Covers complex repair bills from hydrostatic lock due to waterlogging or oil leaks. | Low-slung sedans and flood-prone areas. |
| Roadside Assistance (RSA) | Provides flat-tyre swaps, towing support, and fuel drops anywhere. | Frequent highway commuters. |